Are you looking for tips on how to save money? You are not alone. There are so many people out there who have the same problem as you. Saving money can be difficult to achieve but it can be done by just making little changes. Take time to read the following list of ways to save money and you'll be surprised at how much money you can save over the course of a year just by doing so.
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1. Find some time to compare store prices for the basic commodities you purchase. This will help you decide which store offers the most competitive price for those products.
2. Purchase store brands which are cheaper compared to House brands Private label brands (PLBs) in the United States, own brands in the UK, home brands in Australia and generic brands. It doesn't hurt to try consumer-friendly products once in a while.
3. Never go shopping if you feel like you are hungry for it! Trust me it will just totally ruin your budget.
4. There are times that you couldn't resist buying things that are not your priority, avoid impulse buying by always making a list of the things you need to buy when going to grocery stores.
5. When you buy meat or packages of poultry buy the family sized cuts. You can repackage them to the size your family needs on your meals before putting them in the fridge.
6. Different ingredients have the best value during their season. So take advantage of this great deal!
7. Avoid getting your car fixed by always following the schedule of its maintenance. Sometimes it takes a long time before a car gets done, which you don't want to happen.
8. Using higher octane fuel is just a waste of money! Cars are made to work with regular gasoline which is a lot cheaper than other versions so it should do!
9. Second hand cars are better options than purchasing a new one. Monthly installments will just add more load to your financial woes.
10. If you have or are planning to have an ATM card, think twice. You can easily take some amount deposited on it at any time even if you don't really need. You can have one if it is really necessary to you but don't always bring it with you, especially if you go shopping. Just take money once a week and make it last.
11. Do you read your magazines and newspapers every day? If not stop your subscription. You can do it online instead!
12. Learn how to recycle! Used clothes can be reused into washing sponge or cleaning clothes. Buy all all-in-one cleaners instead of individual ones to save money.
13. Shop on off seasons or when a store declares a sale. Buy clothes that can stay in style for a long time.
14. Make use of your backyard to grow plants which you can take food from. It will save you the cost of buying these products in the grocery store.
15. If you don't have enough space to start a garden, do it in your window. A window herb garden can save you from buying expensive herbs for cooking.
16. Live a healthy life and become a vegetarian. Vegetables are very affordable compared to meat or poultry products. Plus it is very healthy to your body.
17. Buying items in packages costs less than purchasing individual wraps.
18. Breast milk is still best for babies so feed them with your own milk instead of milk formula.
19. Puree your own version of nutritious baby food. Those present in market have other chemicals added into it which may not be good for your baby, apart from that, homemade food are more affordable than those which are chemically prepared.
20. Switch babysitting services with a couple in your neighborhood so you won't have to pay extra for someone to look after your child.
21. Homemade products such as pastries and cookies are good gifts to give on occasions. Try doing some for gifts rather than buying from stores.
22. Instead of dining out bring your family or friends To the park and have a picnic there. After all, what's important is to have a good time together.
23. Be independent from spa and beauty salons. Do it on your own! Learn to manicure and pedicure yourself and instead of visiting expensive spa treat yourself with a home facial.
24. Use your credit card on your purchases to save you from transaction fees. Payments made through debit cards oblige you to pay for processing fees.
25. Be an usher to concerts or plays in order to get free special pass on these events.
26. If you are likely to be impulsive in buying -shop online! This will save you the effort of roaming around 10 different stores just to see your available options. And sometimes in doing this you will see other things which you may fall in love with at first sight, and purchase it even if you don't need it!
27. If you are someone who likes to give greeting cards then buy a package of blank notes and write your own messages. Your recipient will like it better this way better than giving them ready to read cards. Just be creative and personalize it to your own style and design!
This is just a short list of ways on how to save money which can be very helpful to achieve your financial freedom. I hope it can bring more bucks to your savings account and less debt to worry about.
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